Directors and Officers

Errors & Omissions

EPLI

Directors & Officers

Fiduciary

Commercial Crime

Cybersecurity

Errors & Omissions

EPLI

Commercial Crime

Directors & Officers

Fiduciary

Cybersecurity

Many agency clients serve on boards of directors or are in executive positions of their companies.

These people are crucial to their businesses and the types of exposures they face as directors and officers can be varied.

At PLRisk Advisors, we have the experience, knowledge, markets to secure the policies your clients require. We can help secure Directors and Officers insurance (D&O) to protect them and their companies in the event there is an allegation that they have failed to perform their duties.

Our tailored D&O policies are designed to address the exposures of a variety of business types.

We offer directors and officers insurance for privately and publicly held companies as well as non-profits and associations, educators, public officials, and financial institutions. Policies are tailored depending on the entity’s bylaws and organizational structure.

In general, coverage includes the individual directors’ and officers’ personal assets (Side A coverage), reimbursement to the business for costs of claims against directors and officers when the company indemnifies them (Side B coverage), and/or protection for the company itself when it is listed as a defendant in a claim (Side C coverage).

Public Companies

ELIGIBILITY

  • Revenue at least $150K
  • Claims or No Claims

HIGLIGHTS

  • Limits up to $50M
  • SEC Auditing Coverage
  • Financial Advisory Services
  • Privacy Coverage
  • First Dollar Defense Option
  • Defense Outside Limit (DOL)

TARGET EXPOSURES

  • All types of professions

Public Officials

ELIGIBILITY

  • Revenue at least $250K
  • Claims or No Claims 

TARGET EXPOSURES

  • Governors
  • Senators
  • Congressmen
  • Councilmen

Educators

ELIGIBILITY

  • Revenue at least $150K
  • Claims or No Claims

TARGET EXPOSURES

  • School Administration
  • Educators/Teachers
  • Specialists

Financial Institutions

ELIGIBILITY

  • Revenue at least $150K
  • Claims or No Claims 

Other Businesses

ELIGIBILITY

  • Revenue at least $150K
  • Claims or No Claims 

Private Companies

ELIGIBILITY

  • Revenue at least $500K

HIGLIGHTS

  • Limits up to $10M
  • Contingent Bodily Injury/Property Damage

TARGET EXPOSURES

  • Agricultural Products & Services
  • Auto Dealers
  • Business Services
  • Contractors & Consultants
  • Entertainment/Media
  • Healthcare-related
  • High-Tech/Bio-Sciences
  • Hospitality
  • Law Firms
  • Manufacturing & Distribution
  • Restaurants
  • Retail & Wholesale
  • Social Services

Non-Profits

ELIGIBILITY

  • Revenue at least $150K
  • Claims or No Claims

HIGLIGHTS

  • Limits up to $50M
  • Pollution Coverage

TARGET EXPOSURES

  • Civil Rights, Social Action/Advocacy
  • Cooperatives (Agricultural/Retail)
  • Crime & Legal-related
  • Education
  • Environment
  • Housing Development
  • Human Services
  • International/Foreign Affairs
  • Medical Research
  • Professional/Trade Associations
  • Public & Societal Benefit
  • Recreation & Sports
  • Science & Technology
  • Social Science
  • Youth Development

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